If you have any questions
about what the law does require in your own state, you should
contact your insurance professional. Additionally, you can
contact the office of the insurance commissioner who can provide
you with specific information about what is required in your
own state in the way of liability insurance coverage. Your
insurance commissioner will have written materials that clearly
set out the legal requirements in your state when it comes
to the matter of liability coverage in your policy of car
Bodily injury liability will cover the other driver, and
passengerís medical costs in most cases anywhere in the United
States, and will also cover those who are borrowing the vehicle
provided that they have the ownerís permission.
For those looking to lower the cost of their insurance policies,
it is not recommended to skimp on bodily injury liability
insurance. It is a good idea to purchase more than the mandatory
amount of this type of insurance when taking out an auto policy.
If the other driver and or passengers are injured and their
costs total more than your insured amount it is possible that
you will be sued, in this process it is likely the person
responsible for the injury liability will lose assets such
as cars, savings, and houses.
Bodily injury liability insurance is an important coverage
choice, since medical costs can be very expensive, especially
when pain and suffering is taken into account. For those who
own their own homes or have assets it is a good idea to protect
them with proper bodily injury liability insurance.