Unfortunately, the world can be a complicated place. Even
though if you are a good, decent person, you may have had
some less than wonderful experiences when it has come to
In this regard, you may have racked up some traffic violations,
perhaps you have been involved in an accident or two. As
a result, you may now find it hard to find car insurance
in the standard marketplace. You may now know where to turn
when it comes to finding car insurance for yourself now
that you have been categorized as being a high risk driver.
What is Non Standard Insurance
Non standard car insurance is for people who have accumulated
a number of traffic violations or have been involved in
a car accident or accidents. These people have found themselves
unable to obtain insurance on the open or standard car insurance
Because each of the fifty states have enacted legislation
in recent times mandating people who operate motor vehicles
to have car insurance, the non standard insurance market
came into existence over time. This market came into being
for high risk drivers as a means of ensuring that all drivers
have access to at least the minimum amount of car insurance
that is required by law.
Absent a non standard insurance market, some high risk
drivers simply would not be able to obtain car insurance.
Standard auto insurance companies simply would not extend
insurance coverage to these people because they represent
to great insurable risk.